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It has allowed many more people to buy homes. At a time when household incomes have stagnated, borrowing has made it possible for many people to afford purchases and cover short-term expenses they might otherwise have had to delay or abandon.
But all that borrowing came at a heavy cost.
-- Americans are more reliant on debt then ever before...
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families devote to debt hit an all-time high in the second half of last year, topping 14 percent, figures from the Federal Reserve show. When other fixed obligations -- like car lease payments and homeowner's insurance -- are added in, about one of every five household dollars is now claimed by bills...
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Is The Era Of Easy Credit Over For The Long Haul?
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