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Topic: Miscellaneous
Number of pages / Number of words: 21 / 5728
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The COBRA payment is ordinarily less expensive, though, than individual health coverage. While COBRA continuation coverage must be offered, it lasts only for a limited period of time. This booklet will discuss all of these provisions in more detail.

COBRA generally applies to all group health plans maintained by private-sector employers (with at least 20 employees) or by state and local governments 2 The law does not apply, however, to plans

1 The original health continuation provisions were contained in Title X of COBRA, which was signed into law (Pub...


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L. No. 99-272) on April 7, 1986.

2The COBRA provisions of the Public Health Service Act covering state and local government plans are administered by the Department of Health and Human Services.

sponsored by the Federal government or by churches and certain church-related organizations.

Under COBRA, a group health plan is any arrangement that an employer establishes or maintains to provide employees or their families with medical care, whether it is provided through insurance, by a health maintenance organization, out of the employer's assets on a pay-as-you-go basis, or otherwise...


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