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Topic: Miscellaneous
Number of pages / Number of words: 5 / 1274
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Secondly, all the various mortgage programs may be classified as fixed rate loans, adjustable rate loans and their combinations.” Only Federal Housing Authority (FHA), Veterans Affairs (VA), and Rural Housing Service (RHS) loans are government loans. Any other loan is a conventional loan.

FHA loans...


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The Department of Housing and Urban Development (HUD).administers FHA loans. Options for a reverse mortgage are available for seniors and energy-efficient options are available (U.S. Department of Housing and Urban Development, 2008). FHA loans are easy to qualify for and have “lower down payment requirements and are easier to qualify than conventional loans” (Mortgage-X, 2008)...


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