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The research paper’s author, Philips, is also a director for the foundation.
Additionally, Wells Fargo provided funding for the project and submitted financial data and loan procurement information as part of the research process. Other informational contributors for the project included the American Small Business Association and the Federal Government’s Central Contracting Agency...
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Philips first analyzed federal, state, and local laws and regulations pertaining to small businesses. He then compared that data to specific industry sector information to determine how those factors changed the business requirements. Next he compared his consolidated data against Wells Fargo’s financial information to determine what pitfalls and problems small business owners could run into while applying for business startup loans...
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