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| Topic: |
Business
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| Number of pages / Number of words: |
3 / 820 |
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Savings banks have been allowed greater freedom to diversify into corporate bonds and stocks. These are the main differences of savings banks from savings associations.
The regulators of savings institutions
1) The Office of Thrift Supervision
2) The Federal Deposit Insurance Corporation
3) Other regulators
1) The Office of Thrift Supervision
Established in 1989, this office charters and examines all federal savings institutions...
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It also supervises the holding companies of savings institutions.
2) The Federal Deposit Insurance Corporation (FDIC)
It oversees and manages the Savings Association Insurance Fund (SAIF). The SAIF provides insurance coverage for savings associations. Savings banks are insured under the FDIC?¦s Bank Insurance Fund and are thus also subject to supervision and examination by the FDIC...
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