Buy custom Role Of The Federal Reserve In The Payments System
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| Topic: |
Business
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| Number of pages / Number of words: |
11 / 2988 |
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While its role in retail services entails checks collection, currency and coin distribution, and the electronic transfer of funds through the automated clearinghouse system, wholesale services include the electronic transfer of funds through the Fedwire Funds Service and the transfer of securities through the same service...
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In their capacity as intermediaries, Federal Reserve Banks ensure payment transactions settlement via debiting the accounts of the depository institutions making payments and crediting the accounts of depository institutions receiving payments.
While prior to 1980, payment services were offered by the Federal Reserve at no charge to member banks, all that changed with the passage of the Depository Institutions Deregulation and Monetary Control Act...
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General points of the essay
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