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Mortgages Terms Speech

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Topic:	Business
Number of pages / Number of words:	6 / 1554

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Also referred to as a "government" mortgage.

First Mortgage: A mortgage that is the primary lien against a property.

Fixed-Rate Mortgage: A mortgage in which the interest rate does not change during the entire term of the loan.

Flood Insurance: Insurance that compensates for physical property damages resulting from flooding...

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It is required for properties located in federally designated flood areas.

Hazard Insurance: Insurance coverage that compensates for physical damage to a property from fire, wind, vandalism, or other hazards.

Homeowner's Warranty (HOW): A type of insurance that covers repairs to specified parts of a house for a specific period of time...

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