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Topic: Business
Number of pages / Number of words: 12 / 3131
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The insurer may sue for the premium where there is a binding contract to issue the policy. In practice, this is rarely possible because the policy usually provides that the insurers are not on risk until the premium is paid.

An insurance contract is formed in the same way as other contracts i.e. by agreement, consideration and an intention to create legal relations...


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by agreement, consideration and an intention to create legal relations. The person seeking insurance usually completes a proposal form, which generally requires particulars of the proposer, details of the cover sought and any other information considered necessary to enable the insurer to assess the risk involved...


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