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Topic: Business
Number of pages / Number of words: 6 / 1664
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Historically, credit reporting in most countries began with the sharing of so called "negative" information (delinquencies, bankruptcies, etc.) on borrowers. Only gradually and recently has information about the successful handling of accounts (prior and current) been contributed to the data repository (1)...


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In the report, Lesson's from the U.S. experience; "Detailed information about a borrower's past payment history, including accounts handled responsibly, as well as a current profile of the borrower's obligations and available credit lines have proved to be an important tool for assessing risk. The resulting benefits include:

? Dramatic penetration of lending into lower socio-economic groups, making a variety of

consumer loans available across the income spectrum...


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Credit Application Credit Derivatives Credit Repair Credit Score Credit credit protection Global Credit Availability letter of credit Micro-credit Conquering Credit Credit Unions Use of Credit Cards Use of Credit in the U.S. Credit Cars credit cards

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