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| Topic: |
Business
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| Number of pages / Number of words: |
6 / 1664 |
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Historically, credit reporting in most countries began with the sharing of so called "negative" information (delinquencies, bankruptcies, etc.) on borrowers. Only gradually and recently has information about the successful handling of accounts (prior and current) been contributed to the data repository (1)...
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In the report, Lesson's from the U.S. experience; "Detailed information about a borrower's past payment history, including accounts handled responsibly, as well as a current profile of the borrower's obligations and available credit lines have proved to be an important tool for assessing risk. The resulting benefits include:
? Dramatic penetration of lending into lower socio-economic groups, making a variety of
consumer loans available across the income spectrum...
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General points of the essay
Credit Application
Credit Derivatives
Credit Repair
Credit Score
Credit
credit protection
Global Credit Availability
letter of credit
Micro-credit
Conquering Credit
Credit Unions
Use of Credit Cards
Use of Credit in the U.S.
Credit Cars
credit cards
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