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Topic: Business
Number of pages / Number of words: 3 / 708
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However, it is also questioned that default would be balanced out with well-performed loan, just like those credit-card vendors.

In other words, the little tricks all seemed so reasonable — except that they are all rely on high tolerance for cheating. Which is why, at bottom, regulation alone will not set the mortgage market right...


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Which is why, at bottom, regulation alone will not set the mortgage market right. Therefore, unless the ethical mindset changes, in which case unless lenders impose strict self-discipline on those in their fraternity who tolerate this unethical practice, the regulations will be very difficult to change economic activity...


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