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Topic: Business
Number of pages / Number of words: 6 / 1566
Essay's paper body

A business may seek a SBA guaranteed loan after being denied a loan from conventional lenders. The SBA offers a variety of loan programs, depending on the amount of guaranty determines the amount of hassle. In other words, the higher the guaranty, the more paperwork, and longer the delay. Most of the SBA’s business loans are made by private lenders and then guaranteed by the agency (Pinson, 2006, p...


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Most of the SBA’s business loans are made by private lenders and then guaranteed by the agency (Pinson, 2006, p. 137).

The benefits of a SBA guaranteed loan are a longer maturity at better repayment terms and interest rates, thereby reducing monthly payments and the initial loan burden (Pinson, 2006)...


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