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Topic: |
Business
|
Number of pages / Number of words: |
3 / 678 |
Essay's paper body
This segment broadly consists of:
1. Commercial Banks
2. Co-operative Banks
Commercial Banks
Scheduled Commercial Banks
Unscheduled Banks
Scheduled commercial Banks constitute those banks which have been included in the Second Schedule of Reserve Bank of India (RBI) Act, 1934.
RBI in turn includes only those banks in this schedule which satisfy the criteria laid down vide section 42 (60 of the Act...
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Some co-operative banks are scheduled commercial banks albeit not all co-operative banks are. Being a part of the second schedule confers some benefits to the bank in terms of access to accommodation by RBI during the times of liquidity constraints. At the same time, however, this status also subjects the bank certain conditions and obligation towards the reserve regulations of RBI...
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