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Topic: Social Issues
Number of pages / Number of words: 3 / 650
Essay's paper body

When an applicant presents too much risk, however, private companies consider it difficult or even impossible to offer insurance coverage to that person.

Some insurance companies have introduced clauses to their policies that are designed to keep costs down by denying access to private insurance for anyone who already suffers from significant medical conditions...


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Introduction of preexisting condition clauses in insurance policies became especially widespread in the 1980s and early 1990s. Many workers found it virtually impossible to change jobs if any member of their families had a serious health problem because preexisting condition clauses in their new employer-sponsored plan would deny them access to insurance coverage...


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