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Topic: Business
Number of pages / Number of words: 3 / 689
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So these managed health care plans such as HMO, PPO, and POS are becoming attractive substitutes to health insurance, but not a direct threat. (U.S. Census Bureau) The benefit for the consumer, in the case of HMO, would be that these substitutes are more affordable in coverage then traditional health insurance...


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This would be the main threat to the health insurance industry with its rising costs. Overall, on an investor stand point for the industry is very attractive, since it does not have an immediate threat for its service. There are a few substitutes for its service that has profits increasing for investors...


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