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Topic: Business
Number of pages / Number of words: 84 / 23452
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However, the need to formalize the various elements discussed in this paper, and the sophistication of the process, will depend on the size of the bank, the complexity of its portfolio and the types of credit risks it has assumed. For example, a community bank may be able to implement these principles in a less formal, less structured manner than a large bank and still have an effective loan portfolio management process...


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For example, a community bank may be able to implement these principles in a less formal, less structured manner than a large bank and still have an effective loan portfolio management process. But even if the process is less formal, all banks should address the risks to the loan portfolio discussed in this paper...


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