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Topic: Business
Number of pages / Number of words: 3 / 828
Essay's paper body

Most composite insurers now often have direct writing subsidiaries which accept business from the public direct and bypass the intermediary. This growth in direct writing has had a major effect on personal lines business.

Advantages

(i) Use of the latest technology in telecommunications and telesales techniques means that the new direct wrier do not require extensive branch networks to service their business

(ii) Their administration and underwriting centres can be located anywhere in the country...


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Cost of office accommodation can therefore be kept to a minimum.

(iii) There is no commission payable to an intermediary.

(iv) Contact with customers is simply subject to the cost of a telephone call and postage of documentation.

(v) The customer often buys insurance based on price alone, and the reduction in fixed costs listed above allows insurers to provide a low-cost product...


Essay fragment

General points of the essay

Direct from Dell No B.S. Direct Marketing BT Direct marketing CRM and Direct Mail Competitive Analysis, Ing Direct. Dell Computer Company?¦s direct business model Dell's Direct Business Model Direct Mail Direct Marketing Direct Selling Evaluate the costs and benefits to modern business from engaging in foreign direct investment. public perception of direct selling The public relations practitioner as cultural intermediary Tiger Direct Direct Painting

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