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Topic: Social Issues
Number of pages / Number of words: 3 / 697
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Starbridge of CIGNA Healthcare5, a Limited Benefit Medical Plan offered individually or at a group rate. “Basic and Limited Benefit” Health Plans provide limited health insurance benefits. When buying such a plan, it is extremely important to read the policy description carefully because these plans don’t cover some basic treatments, such as chemotherapy, certain prescriptions and maternity care...


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Furthermore, rates vary considerably because, unlike indemnity plans or a managed care option, premiums are community rated and are based on age, gender, health status, occupation or geographic location.

Advantages

Premiums are lower. They usually provide hospital coverage. There are no pre-existing medical condition limitations...


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