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The key participants in the German health care system are patients, who are members of statutory or private insurance funds. There are about 1,300 autonomous statutory sickness funds in Germany with 51 million members. (Stone 68) The sickness funds, at the local level, geographically cover the entire country and act as collecting tanks for people for whom statutory insurance is essential...
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There are also 115 private health insurers in Germany, with 50 of these companies operating nationwide in the Association of Private Health Insurers, who represents the whole private health insurance market. Office-based physicians provide ambulatory care with resources allocated by collective bargaining between participants...
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Funds flow through the financial system from surplus entities to deficit entities in various ways. For example, funds may flow via financial intermediaries or through equity markets or through debt markets. How do you account for the existence of ...
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