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Essay's paper info
Topic: Business
Number of pages / Number of words: 4 / 880
Essay's paper body

The credit risk rating can be a Risk Management tool for prospecting fresh borrowers in addition to monitoring the weaker parameters and taking remedial action.

The Credit Risk Rating method is used by Bank's Credit officers,

* To gather key information about risk areas of a borrower and

* To arrive at a risk score that would reflect the borrower's creditworthiness/degree of risk...


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Unstable outlook.

Marginally Above Average Risk

C

A fundamental weakness with regard to the factor. Unlikely to improve under normal circumstances.

Caution

D

**

Default

** "D" rating - This denotes default category for companies defaulting as per the NPA guidelines. The underlying borrower or company being rated can be assigned a D rating only in the Management/Facility Module...


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General points of the essay

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