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Essay's paper info
| Topic: |
Business
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| Number of pages / Number of words: |
8 / 2006 |
Essay's paper body
Normally individual debtors get a discharge. "There are non dischargeable debts such as (1) Taxes; (2) Educational loans (unless repayment would constitute an undue hardship); (3) spousal or child support; (4) fines or penalties (5) drunk driving liabilities; and (6) claims arising from fraud or theft or willful and malicious injury...
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2002 P. 919) The criteria the court looks at when assessing undue hardship is whether a debtor can "maintain a minimal standard of living for the most of the loan during repayment period, depending on current rent, income and expenses." The second thing the courts look at is whether or not the debtor has made good faith repayments efforts...
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